FinPro’s Comprehensive Risk Platform (CRP) represents the next generation of Enterprise Risk Management (ERM), combining automation, analytics, and expert-driven qualitative assessments to deliver a state-of-the-art solution for financial institutions and regulators.

Key Features:

• Automated Risk Exams: CRP streamlines the examination process by automating quantifiable components, establishing baseline ratings, and enabling intermediary report delivery.
• Advanced Analytics: The platform integrates detailed loan and deposit analytics using both readily available and supplemental data to assess risk across geography, industry, and financial behavior.
• Risk Scoring Engine: Automatically generates inherent risk scores, highlights key risk components, and tracks trends across CAMELS+ categories.
• Subjective Adjustments: Users can apply qualitative and quantitative risk adjustments with documented rationale, ensuring a balanced and transparent risk profile.
• Enterprise Risk Assessment: CRP supports holistic risk evaluation, allowing institutions to review individual risks and their overall risk posture.
• Regulatory Integration: Already in use by multiple State Banking Departments, FinPro's Scorecard System reduces reliance on manual processes, limits subjectivity, and enhances regulatory consistency.

Benefits:

• Reduces examination costs and staffing needs
• Prioritizes and ranks risks for focused insight
• Enhances comparability and trend analysis
• Supports real-time and interim reporting
• Incorporates FinPro’s proprietary thoughtware and regulatory expertise

The CRP is not just a concept—it’s a proven solution transforming how risk is assessed and managed across the banking industry.