FinPro’s CRA analysis is designed to assess an institution’s current position relative to the Community Reinvestment Act guidelines with the goal of quantifying its outstanding portfolios, geographic distributions and performance trends.
The program follows the regulatory examination guidelines and assists an institution in being thoroughly prepared for regulatory examinations and puts management in a position to proactively address regulatory issues. This review thoroughly evaluates the assessment area to ensure that it meets the regulatory guidelines.
THOROUGH PERFORMANCE EVALUATION
CRA performance is quantified based on the regulatory criteria and examination guidelines, and covers: